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Super to hit $7.6 trillion in 20 years


In a report released today, Deloitte has estimated that Australia’s total superannuation assets will hit $7.6 trillion in 20 years.

Since the global financial crisis in 2008, Australia’s super pool has risen from $1.1 trillion to $1.6 trillion at 30 June 2013, and is the fourth-largest in the world. But the system designed to provide Australians with adequate income during retirement has yet to meet its goal. An estimated 81% of Australians are forced to rely, at least partially, on the government aged pension to supplement their income.

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    Watch the video testimonial of Andrew and Karene                            

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    Will your Super go the distance?

    And if you had a win – well how LUCKY was that! However, when it comes to our retirement, the amount of funds we require to GO THE DISTANCE is best NOT left to chance! Are you hoping for a comfortable lifestyle in retirement? If so, have you started planning for that lifestyle, or are […]

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    Are you worried you will never own a home?

    If you are a potential first home buyer (FHB) you may be feeling disheartened by doom and gloom in the media as to whether younger generations will ever own their own home.   There is no doubt house price to salary ratio was lower in the 70s and 80s – often seen as an unfair advantage for […]

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    Nearly half of all homeowners have NEVER refinanced!

    Are you one of them? A recent survey of Australian mortgage holders found 45% had NEVER refinanced their home 1. The report also found customers who DID refinance saved an average of $240 per month ($2,880 pa) by refinancing a 30 year loan.   What would YOU do with an extra $240 each month? Why […]

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    The Sandwich Generation

    Are you a member of one of the fastest growing demographic groups: the Sandwich Generation?   Well you’re not alone. And the sandwich is growing! One notable authority on the subject has categorised three demographic groups affected by this issue: So it’s an issue that can potentially affect anyone from 30 years+. The ramifications can be […]

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    The new generation is knocking at the door. If we believe research and the media, Generation Y is seen as being far more interested in an indulgent lifestyle than mortgages. Well guess what? The oldest Gen Ys are now turning 35 – and they are the NEW generation of first home buyers (FHBs).   According […]

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    Did you read our quarterly question in this issue? 48% of our survey respondents have an investment property! That’s music to a finance specialist’s ears – it’s satisfying to hear those people have a financial strategy that could lead to a more comfortable retirement.   66% of respondents also said they are worried about having […]

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    The “B” Word Budgeting vs. spending

    Many Australians don’t consider taking the very simple step of sitting down to work out dollars in vs. dollars out, this can create long-term financial stress and other issues for families.   It is fair to say that many people will spend what they have direct access too and if that is a credit card […]


    Gavin & Jess Muller 3 months off mortgage winners 2016


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    ASIC and CBA: Greater scrutiny of financial planners on the horizon?

    August 2014, Kate Latta, Maddocks Lawyers The Report On 20 June 2013 the Senate referred an investigation into the performance of ASIC to the Senate Economics References Committee (Committee) for inquiry and report. The Committee's final report was tabled on 26 June 2014. CBA case study From 2006 to 2010, CFPL advisers are alleged to […]

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    Debt Reduction before fun when it comes to Tax Returns

    Australians who receive a tax refund this year will most likely have to pay down existing debt, such as their mortgage or credit cards, according to a survey by non-bank mortgage provider, Homeloans. When asked to identify all the ways they would spend a tax refund, 21 percent said they’d use it to pay down […]

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    How to Spot a Bad Financial Planner

    After what seems like a long period of saving money, you decide to put it towards an investment. You approach your financial planner and propose the idea of investing in a property. The financial planner is hesitant and suggests that it’s not a good idea.  Should you find yourself in this scenario, it’s no reason […]

  • Housing Market Infinity News

    Australian home prices jumped almost 10% in 2013

    Sydney's property market was the strongest, helping to deliver the strongest year of national capital city prices since 2009. House values rose by 14.5 per cent in Sydney in 2013, pushing the city's median dwelling price to $655,250, according to the RP Data-Rismark December Home Value Index. Perth was the second best performer, with an […]

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    Demand and prices to rise

    The property growth cycle has started with demand surging, house prices on the rise and overseas buyers on their way, according to John McGrath, chief executive officer of McGrath Estate Agents. Data from the McGrath Report, released this week, highlights several standout factors helping to buoy the market including increased property investment through self-managed super funds […]

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    The tide is turning: Property industry sentiment climbs

    Confidence among Queensland property professionals has risen sharply according to the country’s largest business confidence survey, the Property Council/ANZ Property Industry Confidence Survey. The December quarter research which is the largest national business confidence survey and polled approximately 3,000 property and construction professionals from across the country, revealed a 25 point climb in Queensland sentiment, up […]

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    Units the smart choice as house values rise faster

    Capital city home values have increased by 5.3% over the 12 months to August 2013 however, unit values have risen by just 3.2% compared to a 5.6% increase in house values. Units offer a more affordable price point at which to enter the housing market. Not only are they more affordable, they are often most […]

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    Hot property to spark Sunshine state surge

    SYDNEY'S inner-city housing market may be blisteringly hot, but southeast Queensland will be the standout performer, delivering double-digit price growth annually over the next three years, according to real estate agent John McGrath. Sydney's house prices were likely to rise by 10 per cent or more this financial year, Mr McGrath said. But the city's […]

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    Almost 40% of Aussies say ‘money stresses me out’

    Even when things are going well, almost 40% of Australians ‘stress out’ about money – and women worry more about money issues than men, according to a survey conducted by ANZ and Pacific Magazines. Australia’s Money Confidence 2013 asked almost 12,000 Australians how they think and feel about money. It found 61% of people who […]

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    Australian Taxation

    Managing your own super is a big responsibility. Super is meant for your retirement, so there are special rules about how it is managed and when you can access it. The Australian Taxation Office (ATO) regulates self-managed super funds (SMSFs). The Australian Securities & Investments Commission (ASIC) regulates financial services and company laws to protect […]

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    Most Australians don’t expect a super retirement

    Most Australians don't believe they will have enough retirement savings and say superannuation funds are not transparent enough on fees and charges, a survey has found. The survey – of 1000 working-aged people by the Financial Services Council and ING Direct – found that 48 per cent of respondents did not know the fees they […]